By Ethan - September 20, 2022

If you have seen baccarat in popular James Bond films, you probably think it is a difficult game to play and win. In reality, baccarat is easy to play, master, and win.

Whether you play baccarat online or at a land-based casino, here are baccarat strategy tips to help you maximize your winning chances:

  • Avoid placing a tie bet

    The rule of thumb when you play baccarat: don’t bet on a tie. Although betting on a tie has a high payout of 8/1 or 9/1, the house advantage is equally high at 14.44% for a six-deck baccarat variant. The house edge for a tie bet in an eight-deck game is 14.36%, still stingingly high.

    The winning probability of a tie bet in baccarat is around 9.6%. Meanwhile, you can expect to win 45.8% of the time when betting banker. The player bets come second, winning 44.6% of the time.

    As you can see, betting on a tie is a waste of money and time. You are better off betting on the player or banker instead.

  • Place a banker bet (when in doubt)

    If you are new to the game, you may not have baccarat strategies to use. The good news is that you can always bet on the banker whenever you are in doubt. It has slightly better winning odds at 45.8% than player bets whose probability of winning is 44.6%.

    Betting on the banker will earn you a profit in the long term. More important perhaps, you should bet on the banker until you lose if you go on a winning run. Remember, the banker has the lowest house edge of 1.06% of the three bets in baccarat.

    To prevent going on a losing streak, skip one decision when the banker loses. If a banker loss follows, skip the next decision again. Do so until the banker starts winning and banker wins are bound to come.

  • Look for land-based baccarat tables with house commission lower than 5%

    Most online casinos take a banker’s commission of 5%. That is the standard house commission at online gambling sites. However, if you are playing at a land-based casino, choose a baccarat table where the banker’s commission is lower than 5%.

    You can get the most out of your plan if you are paying lower fees to the casino. Novice players can take advantage of lower fees to practice their skills without risking more money.

  • Avoid commission-free baccarat games

    Casinos take a fee on any winning hand of the banker because the odds are higher. Some casinos may tempt players with zero-commission baccarat games but there’s always a catch.

    Never play at a baccarat table where the house commission on the baccarat bets is zero. Casinos usually adjust the house edge from 1.06% to 4.07% in order to offer commission-free banker bets.

  • Play baccarat games using fewer decks of cards

    You will win more when you play baccarat games with fewer decks. Reducing the number of decks minimizes the variability of cards in play. That makes it easier to track and count cards.

    Unfortunately, most casinos offer only one or two baccarat options: six-deck and eight-deck variants. With that in mind, you should always opt for casinos that use six decks instead of eight. It improves your probability of winning the banker bet by 0.0056%.

  • Avoid playing at mini-baccarat tables when possible

    When you play baccarat at a traditional table, you can expect a modest pace of roughly 40 rounds per hour. One of the players is responsible for dealing the cards.

    However, the game in mini-baccarat is considerably fast at around 120-200 rounds per hour. At that pace, the house edge can eat fast into your bankroll. Your best bet is to play at a traditional baccarat table where the player is the dealer.

  • Use solid baccarat strategy to improve your odds

    Using betting systems can help reduce losses you will make when playing games at online or land-based casinos. And baccarat is one of those games where betting strategies can help greatly to increase your winnings.

    The best baccarat game strategy you can use include:

    One-sided betting strategy: This is a straightforward baccarat strategy. It involves consistently wagering on either the banker or the player. Because the banker has the best odds of the three bets, consider betting consistently on it.

    The baccarat strategy is simple…

    1. Choose which hand to consistently bet on
    2. Continue betting on the chosen hand until you experience a loss
    3. Wait for one round after a loss, and then continue the betting strategy
    4. Stop betting on the hand if it loses three consecutive decisions
    5. Set a win limit and a loss limit to guide your gambling strategy

    1-3-2-4: The 1-3-2-4 betting strategy focuses on how you increase and reduce your bet size. This baccarat strategy is not totally foolproof but can help you recover or minimize losses. It is important when you want to stretch your bankroll.

    Paroli: Paroli is a positive baccarat betting system. You will increase your wager each time you win. However, you must revert to the original wager after the third win. It is that simple.

    Martingale: The Martingale is a continuous version of the Paroli betting system. You will double your bet each time you win. Reduce your bet back to its original size on the next wager after each loss. It’s that straightforward. But it can deplete your bankroll quickly in case of a nasty losing streak.

  • Ignore tie bets

    Most baccarat strategies ignore the tie, and you should not count tie bets.

  • Use great money management strategies

    In the world of online gambling, bankroll management is very crucial. Learn to keep a tab on your money, so that it can last long enough to hit a large payout. After all, the longer you keep your bankroll, the more fun and the higher your chances of winning in baccarat.

    Even before you log into your casino account, you must decide how much money you want to use (which is your bankroll). The next sensible step is to decide your win and loss limits.

    When you reach your loss limit, don’t let the emotions of losing cloud your judgment. Take a deep breath, close the game, and log off your device. The good news is that there are some handy resources for money management when playing baccarat online, including

    The same goes for when you hit your win limit. Don’t let the excitement of winning overrun you.

    Most players often start losing when they make a big win. If possible set up withdrawal of your winnings and go let off steam somewhere else. In short, know when to call it quits. If it’s time to stop, stop.

    Don’t dip your fingers into personal or family finances. As the adage goes, never gamble on credit or borrowed money. Consider your family’s money as credit. Your bankroll should be a very small portion of your disposable income.

No, you usually cannot bet on both the player and the banker in traditional baccarat. Some casinos may allow you to bet on both the banker and the player at the same time for the EZ baccarat. Panda, dragon, and tie bets are also available for wagering in the EZ Baccarat game.

Some side bets also allow betting on both hands of baccarat, including:

Pair bet – This side bet allows you to wager that the value of both the banker’s hand and the player’s hand will be the same after dealing the first two cards. Winning pair bet pays 11 to 1.

Either pair bet – This wager covers both the player and the banker. It pays 5 to 1 at most casinos.

Can you bust in baccarat?

No, you cannot bust in baccarat. The value of the banker or player hand in baccarat is always between 0 and 9. When the hand’s value exceeds 9, the second digit becomes the score.The first digit is dropped in favor of the second one.

If either the banker or the player has a total of 8 or 9 points, then both stand, and busting is not possible. This is unlike other card games like blackjack, where any hand with more than 21 points busts.

Does card counting work in baccarat?

You can indeed count cards in baccarat, but you are not recommended to do so. Card counting is generally more associated with blackjack than baccarat. And for a good reason: it is nine times more effective when used in blackjack than baccarat.

Therefore, card counting typically doesn’t work in baccarat. In fact, many gambling scientists and scholars, including Edward O. Thorp, have established that it is not effective in reducing the house edge when playing baccarat. You can read The Mathematics of Gambling, a book written by Edward O. Thorp to learn about why it may not be a good idea to count cards in baccarat.

There is no single best betting strategy, system, or tactic you can use to consistently win at baccarat. But some betting tips and strategies can be used to improve your odds of winning in baccarat, such as:


Bet more often on the banker – With a low house edge of 1.06%, the banker bets have a higher chance of winning than other bets in baccarat.


Focus on baccarat variants with low house commission – The majority of online casinos take a 5% vig on banker bets, leaving you with 95% of the payout. You should keep an eye out for games with 4% or lower banker’s commission.


Choose the right baccarat betting strategy – Paroli, 1324, and Martingale are some of the proven betting systems you can use to whittle down the house edge of the baccarat game.


Bankroll management matters – Set your baccarat budget at the beginning of your play. Make sure to stick to your budget by setting win and loss limits, as well. You should never chase losses.


Claim baccarat bonuses and promotions – Some gambling sites offer welcome bonuses, deposit bonuses, free credits, and no-deposit bonuses for baccarat. Make sure to read the terms and conditions, such as wagering requirements, the minimum deposit required, and so on.


Use baccarat scoreboards and patterns – The existence of baccarat patterns is a big subject of debate. But these patterns and scoreboards can help stabilize your betting patterns.


Choose and play the right baccarat game – You’ll find many different baccarat games online, including EZ Baccarat, Lightning Baccarat, Speed Baccarat, Mini-Baccarat, and Dragon Tiger. Consider the RTP, house edge, variance, and other factors when choosing the right game of baccarat to play.


Skip the tie when betting – Placing your baccarat bets on a tie is not a wise decision. The odds of winning a tie wager are very low.

How do you play baccarat?


Create your game strategy or plan – It includes setting a budget and the win & loss limits for better money management. 


Place your bets – Each player area has boxes for three types of bets: player, banker, and tie. Place your chips on your preferred bet.


Understand the gameplay – You should know how the cards are dealt and how each round of baccarat works. In a traditional game of baccarat, two cards are dealt to both the player’s hand and the banker’s hand. A third card can be drawn by the banker, the player, or both, based on a set of rules (which you must also learn).


Understand baccarat scoring – The winning hand in baccarat is the one whose value is closest to 9. A hand with a value of 8 or 9 points is a natural win.

No, there is no absolute skill you can use to beat baccarat. Like most casino games, baccarat is a game of almost pure luck. The only choice you can make is on which hand to bet. You have a decent winning chance with every round if you bet on the dealer or player’s hand.

That is not to say baccarat is all luck. The game takes skill in some areas. For instance, bankroll management skills can help you stretch your money and stay in the game long enough to win.


How do you play like a pro in baccarat?

You can play baccarat like a pro by using negative progression betting systems. The winning baccarat strategy is best suited to players with more money or bigger bankrolls. You can also use flat betting systems to stretch your bankroll and increase your probability of winning. You can become a baccarat pro by knowing when to quit while ahead.

Is baccarat beatable in the long run?

No, baccarat is typically not beatable in the long run. Your losses will get closer to the house edge the more you play baccarat. As with most casino games, baccarat is only potentially beatable in the short term if lady luck is on your side. 

What is the best bet in baccarat?

The best bet in baccarat is on the banker. And with good reasons…

  • The banker has a 1.06% house edge, which is among the lowest for a casino game
  • The banker has a winning rate of 45.86%, slightly higher than that of the player’s hand
  • Banker wins pay even money, just like winning player bets
What is the best hand in baccarat?

The best hand in baccarat is an 8 or 9. This hand yields a natural win.

What is the object of baccarat?

Betting the hand with the closest value to nine is the object of baccarat. No hand can have a value exceeding 9. If the total of your hand is over 9, then the value of the hand is the second digit. So, the goal in baccarat is to make the hand with the highest score as close to 9 as possible.

When should I bet on baccarat?

There are many reasons or instances when your should bet on baccarat, including:

  • When you are looking to place even money bets
  • When you want your bankroll to last as long as possible
  • When you wish to play an easy casino game, where the dealer does most of the work
  • When you want to use online casinos bonuses for baccarat
  • When you want to play a game with the low-house edge
Who is the best baccarat player?

Akio Kashiwagi is the best baccarat player. The real estate mogul based in Tokyo is wealthy and has placed huge baccarat bets of around $100k in Atlantic City and Las Vegas. He died in 1991 from multiple stab wounds and his death remains unsolved to date.

Who is the king of baccarat?

Phil Ivey is the king of baccarat and other casino games, including poker and blackjack.

Why can’t I win in baccarat?

You can’t win in baccarat because of the house edge. With an average house edge of 1.24% on player bets, you will lose around $1.24 for every $100 you wager on the Player in the long run.

What is the best strategy to win at baccarat?

The optimal strategy for winning at baccarat is to consistently bet on the banker’s hand, as it has the lowest house edge. Avoid the Martingale system, which suggests doubling bets after losses; this can lead to significant financial risk. Instead, manage your bankroll effectively, setting limits for wins and losses.

What are the basic rules of baccarat?

Baccarat is played by comparing cards dealt to two hands, the ‘Player’ and the ‘Banker.’ Each hand begins with two cards; a third is optional. Totals aim for 9; if over, the second digit is the value (e.g., 15 becomes 5). The closest to 9 wins the round, with 10s and face cards worth 0.

How does baccarat payout work?

Baccarat payouts function simply: a winning Player bet yields a 1 to 1 payout, while a winning Banker bet also pays 1 to 1 but is subject to a 5% commission. Understanding these payout rules is essential for players strategizing their bets in this popular casino game.

What is the golden secret strategy in baccarat?

The Golden Secret strategy in Baccarat involves betting based on the principle that shoe outcomes frequently alternate. It advocates for adapting your bets in response to prevailing trends of Banker or Player wins by switching to the opposing outcome to capitalize on pattern shifts, thus enhancing your betting strategy.